What is a permanent partial impairment (PPI) rating and do I have to accept it for my settlement?

A PPI rating is the percentage of your body that has been permanently damaged.  The insurance company gets to pick your doctors so it is common for them to give conservative (or “lower”) PPI ratings.  It is very rare for us to recommend that a client settle for just the value of the initial PPI rating.  We often challenge the rating in a variety of ways, and many times we seek to include other things (besides the PPI rating) into our settlement proposals.

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